Ripcord

Our most comprehensive travel insurance plan for adventure travelers includes evacuation, rescue, and premium coverage.

Embark on your next adventure with complete peace of mind. Ripcord Adventure Travel Protection offers unparalleled protection for thrill-seekers, extreme sports enthusiasts, and adventurers. Whether you’re scaling towering peaks, diving into unexplored depths, or trekking through remote wilderness, our comprehensive coverage has you covered.

With Ripcord, you’ll enjoy benefits explicitly tailored for high-octane activities, including emergency medical evacuation, search and rescue services, and coverage for a wide range of adventure sports. Don’t let unexpected setbacks derail your expedition – choose Ripcord and focus on pushing your limits, knowing we’ve got your back every step of the way. Experience the freedom to explore without boundaries, backed by the ultimate adventure travel insurance.

Ripcord Adventure Travel Insurance

Ripcord is your ultimate adventure travel policy. With our enhanced coverage, you can travel confidently, knowing that we’ve got you covered in everything from the routine to extreme.

With robust coverage for trip interruption and cancellation for everything from sickness, injury, pandemics, business reasons, and hunting & fishing restrictions, Ripcord has you covered.

Ripcord includes critical on-trip services for the adventure traveler: medical evacuation from point of injury and illness to home hospital of choice, search and rescue, natural disaster, political and security extraction. Start your adventure confidently with Ripcord today.

Why Choose Ripcord for Adventure Travel Insurance?

Ripcord offers comprehensive coverage for extreme adventures, including medical evacuation, search and rescue, and pandemic protection, ensuring peace of mind for thrill-seeking travelers.

Adventure Sports and Activities Covered

Ripcord covers many activities, including hunting, trekking, and other high-risk adventures that many standard policies exclude.

Key Benefits of Ripcord Adventure Insurance

32 covered reasons for trip cancellation/interruption
$100,000 secondary medical coverage
Medical evacuation to home hospital
Search and rescue coverage
Political and natural disaster evacuation

How Ripcord Adventure Travel Protection Works

Purchase Ripcord before your trip. Contact us for immediate assistance with medical care, evacuation, or claim filing if an incident occurs.

Comprehensive Coverage for Extreme Adventures

32 covered reasons for trip cancellation & interruption, including business reasons, hunting & fishing restrictions, and pets

Pandemic coverage that includes cancellation, interruption, and quarantine

Medical evacuation and rescue from the point of emergency to your home hospital of choice

$100,000 of secondary medical expense coverage

Pre-existing medical condition waiver if purchase conditions are met

Political, security and natural disaster evacuation for unexpected natural disasters, terrorism, civil war, and other dangerous & chaotic events

Search and rescue

Travel inconvenience benefits

* Benefits described are related to travel insurance underwritten by State National Insurance Company Inc.

What our clients are saying

I couldn’t believe it. The last time I filed a claim was after a faulty pipe caused water damage — the insurance company asked me to file three times and in the end, all I got was a higher premium. I’ve been recommending your company to all my traveling friends.

Charles M., Trip Interruption Reimbursement

We thought we were going to die. $372. The best investment I ever made.

Jerry R., Everest Evacuee

Got me home when it counted despite the complexity of my particular medical issue. My wife puts it well: made us feel like we were part of a special operation.

Craig L., Evacuee

Were it not for you guys, that bag would never have arrived. It would be sitting at the airport in Iceland.

Joe V., Lost Baggage

Our operations team was thoroughly impressed with the level of service, the level of knowledge and how ‘switched on’ your personnel have been throughout the process. This was one of the most extreme evacuation scenarios one could come across in the locations we visit and your team handled it flawlessly.

Redpoint Client

Redpoint delivers the highest quality services in the industry. Redpoint’s leaders have the highest integrity and create solutions that generate real value in my business.

Steve M.

Ripcord Benefits

Benefits	Maximum Benefit Per Person
Trip Cancellation*	Up to 100% of the insured trip cost
Cancellation For Any Reason (CFAR)**	Up to 75% of Trip Cost – Optional for additional cost
Trip Interruption,**	150% of the Trip Cost limit
Trip Delay	up to $200/day, $1,000 max
Itinerary Change	$250 per person
Single Occupancy Supplement	up to 100% of Trip Cost
Missed Connection	$1000
Travel Inconvenience	$250 per each inconvenience up to a maximum of $750
Pet Return	Up to $1000
Baggage & Personal Effects	$2,500, subject to per item maximum of $300
Medical Evacuation & Repatriation of Remains	included up to $1,000,000
Political, Security or Natural Disaster Evacuation	$125,000
Search & Rescue	$25,000
Baggage Delay	12 hrs min delay, $600 max
Baggage Delivery	$100 per trip
Emergency Accident and Emergency Sickness Medical Expense	$100,000 per person
Dental Expense	$750 per person
Accidental Death & Dismemberment	$25,000

*Up to the lesser of the Trip Cost paid or the limit of coverage on Your confirmation of coverage
**You must insure the total cost of all prepaid non-refundable Travel Arrangements that are subject to Cancellation Penalties
***$1000 Return air ticket cost only if $0 Trip Cost displayed for Trip Cancellation

Ripcord FAQ

How does Ripcord’s search and rescue coverage work, and what are the limitations?

Travelers can contact Ripcord’s elite evacuation team by mobile phone, satellite phone or messaging device, email, or other means to request a remote rescue. Ripcord has rescued travelers from remote corners of the world including polar regions, remote African savannahs, deep jungles of South America, mountain peaks in Asia and everywhere in between.

Can I customize the coverage limits for specific benefits, such as medical evacuation or trip cancellation?

Travelers can select different plans when purchasing but specific customization of benefits is not an option.

Does the policy cover extreme sports or high-risk activities like mountaineering, skydiving, or scuba diving?

The policy covers many adventure activities. The policy excludes coverage for certain high-risk activities. Excluded activities include BASE jumping, bull riding, bungee jumping, cliff diving, and scuba diving beyond 131 feet (40 meters), among others

What makes Ripcord unique compared to standard travel insurance?

Ripcord Adventure Travel Protection stands out with its adventure-focused coverage, which includes benefits such as emergency medical evacuation, political and natural disaster evacuation, and comprehensive search and rescue services. Unlike standard travel insurance, Ripcord’s benefits are explicitly tailored for high-risk activities, providing support for thrill-seekers and extreme sports enthusiasts who need more than conventional coverage.

How does Ripcord’s coverage benefit adventure travelers and extreme sports enthusiasts?

Ripcord is tailored for adventure travelers by offering benefits like search and rescue, medical evacuation to the insured’s home hospital, and political or security evacuation. These coverages provide critical support for travelers engaging in remote or challenging activities.

Can Ripcord assist with both medical emergencies and non-medical evacuations?

Yes, Ripcord covers both medical emergencies and non-medical evacuations. Medical evacuation is provided if the insured suffers a life-threatening injury or illness requiring transportation to the nearest appropriate medical facility. Non-medical evacuation, or political/security evacuation, is available if the insured faces imminent physical danger due to civil or political unrest or a natural disaster.

What types of trip cancellation reasons does Ripcord cover?

Ripcord offers 32 covered reasons for trip cancellation and interruption, encompassing a wide range of unforeseen events. These include injury, illness, or death of the insured or a family member, mandatory evacuation orders, terrorist incidents, quarantine, and even the loss of accommodations due to natural disasters.

How does Ripcord’s claims process work, and what support does Redpoint offer during an emergency?

Ripcord’s claims process requires the insured to provide itemized receipts and documentation from service providers and submit a claim through our online claims portal. Redpoint, as the designated Travel Assistance Services Provider, offers 24/7 support for emergencies, including pre-authorizing and arranging services like medical evacuation, search and rescue, and repatriation.

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Travel Insurance Coverage:
This summary is only a brief description of the coverage(s) available under policy series IPRED_PC_02/2021. This summary does not replace or change any part of your policy. The policy will contain reductions, limitations, exclusions, and termination provisions. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there is a conflict between this summary and the policy, the policy will control. This policy provides insurance coverage that only applies during a covered trip. You may have coverage from other sources that provides you with similar benefits. You may wish to compare the terms of this policy with your existing life, health and homeowners’ policies. Please contact +1 415 481 0600 if you have any questions. Insurance underwritten by State National Insurance Company Inc., a Texas domiciled corporation (NAIC Company Code: 12831; TX license number 6026) with its principal place of business at 1900 L Don Dodson Drive, Bedford, TX 76021. Not all plans or coverages are available in every state. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

Travel Assistance Coverage:
Redpoint Resolutions LLC provides travel assistance and non-insurance services. Travel assistance and non-insurance services are not insurance. An evacuation, travel assistance and non-insurance service program may be purchased individually without travel insurance through a membership program. By selecting the “Evacuation only, no travel insurance” coverage option, you will be purchasing a Redpoint Resolutions evacuation, travel assistance and non-insurance service program membership.

UnivOps Insurance Services LLC is the licensed insurance agent.